Michigan Direct Deposit of Refund

Direct Deposit of Refund
2023  MICHIGAN Direct Deposit of Refund 3174
Reset Form
Michigan Department of Treasury
3174 (Rev. 02-23)

2023 MICHIGAN Direct Deposit of Refund
Issued under authority of Public Act 281 of 1967, as amended

Only use this form if filing an MI-1040CR-7 and not receiving an energy draft. Include with your Form MI-1040CR-7.
Type or print in blue or black ink.
1. Filer’s First Name

M.I.

Last Name

If a Joint Return, Spouse’s First Name

M.I.

Last Name

Attachment 11
2. Filer’s Full Social Security No. (Example: 123-45-6789)

3. Spouse’s Full Social Security No. (Example: 123-45-6789)

4. Name of Financial Institution

The first two numbers of the
RTN must be 01 through 12
or 21 through 32.

5. Routing Transit
Number (RTN)

7. Type of Account
(1) Checking

6. Account
Number

(2) Savings

Why Use Direct Deposit?
Convenient: Your refund is deposited directly
into your account at the financial institution of
your choice.
Safe: Direct Deposit eliminates lost or stolen
refund checks.
Reliable: Direct Deposit is done electronically.
Your refund is deposited timely, even if you
are on vacation or traveling on business.

General Instructions
If you file an MI-1040CR-7 and are not
receiving an energy draft, complete this form
to have your check directly deposited into your
financial institution account.
Check with your financial institution to (1)
make sure it will accept Direct Deposit,
(2) obtain the correct RTN and account
number, and (3) if applicable, verify that your
financial institution will allow a joint refund
to be deposited into an individual account.

Direct Deposit requests associated with a
foreign financial institution account are
classified as International ACH Transactions
(IAT). If your income tax refund or credit claim
Direct Deposit is forwarded or transferred to a
bank account in a foreign country your Direct
Deposit will be returned to the Michigan
Department of Treasury (Treasury). If this
occurs, your refund will be converted to a check
and mailed to the address on your tax return.
Contact your financial institution for questions
regarding the status of your account.
You may also use Direct Deposit if you file
an MI-1040, MI-1040CR or MI-1040CR-2.
The request for Direct Deposit information is
contained on these forms. A separate Direct
Deposit of Refund (Form 3174), is not required.

You should NOT file this form if:
• You file an MI-1040CR-7 and an energy
draft will be issued or a credit will be sent to
your heat provider.
• You are a personal representative filing a
return on behalf of a deceased taxpayer.

Richard and Cindy Jones
123 Main Street
Anytown, MI 49111

1800

Date:

DO NOT ATTACH A CHECK OR
CHECK COPY TO THIS FORM

• You file electronically. Give your RTN
and financial institution account number to
your tax preparer. This information will
become part of the electronic file.
• You completed the Direct Deposit
information on the MI-1040, MI-1040CR
or MI-1040CR-2.

Line-by-Line Instructions
Line 4: Enter the name of the financial
institution where the Direct Deposit will
be made.
Line 5: Enter the 9-digit RTN. The
RTN is usually found between the
symbols |: and |: on the bottom of your
check (see check sample). The first two
digits must be 01 through 12 or 21 through
32.
Line 6: Enter your financial institution
account number up to 17 characters (both
numbers and letters). The account number
is usually found immediately to the right
of the RTN on the bottom of your check
(see check sample). Include hyphens but
omit spaces and special symbols. Do not
include the check number.
Line 7: Type of Account. Check the box for
checking or savings.

$
Dollars

FINANCIAL INSTITUTION
Anytown, MI 49111

Do not include
check number

Routing Transit Number

:

270000065

+ 0000

Account Number

:

300000915

2023 49 01 27 0

“ ‘ 1800

The Routing Transit Number and
Account Number may appear in a
different location on your check.

2023 3174, Page 2

Instructions for Form 3174
Direct Deposit of Refund

What If There Is a Problem
With My Direct Deposit Request

If we are unable to honor your request for Direct Deposit,
we will send you a check. Your request for Direct
Deposit may be affected by any of the following:
•

Your financial institution account is closed.

•

Your financial institution rejects the Direct Deposit
because you entered an incorrect RTN or account
number, or you did not check the correct box for
line 7.

•

You requested that your refund be deposited into a
foreign financial institution or a foreign branch of a
U.S. financial institution. The State of Michigan can
only make Direct Deposits to financial institutions
located in the United States.

You may contact your financial institution or check your
monthly statement to find out if your Direct Deposit has
been made. Allow at least eight weeks for the processing
of your refund before calling your financial institution.

Tax Assistance
Treasury offers a variety of services designed to assist
you and most are available 24 hours a day, seven days
a week.
NOTE: To obtain information about your account
using the Internet and Telephone Options listed, you
will need the following information from your return:

Internet Options
www.michigan.gov/iit
Find the following information on this website:
• Current year tax forms and instructions
• Answers to many tax preparation questions
• Most commonly used tax forms
• Free assistance in preparing your return
• E-file resources
• Other tax resources.
Select “IIT eService” where you can:
• Select “Guest Services” to:
• Check the status of your return
• Check estimated payments you made during the
year
• Select “Account Services” to:
• Change your address
• Access letters sent by Treasury
• Check responses to letters you have sent to
Treasury
• Submit specific account requests
• You have the option to ask a question by choosing
“Create a service request”
• You must provide a valid email address to submit
a question.
Telephone Options
517-636-4486
Automated Information Service
With Treasury’s automated phone system, you can:
• Request the status of your refund
• Check the status of letters you have sent to Treasury
• Request information on estimated payments
• Order current tax year forms.

•

Social Security number of the primary filer (the filer
listed first on the return)

•

Year of the return

•

Adjusted gross income (AGI) or total household
resources

While most questions can be answered by the
Automated Information Service, customer service
representatives are available from 8 a.m. to 4:30 p.m.,
Monday through Friday.

•

Filing status (single, married filing jointly, married
filing separately)

Assistance is available using TTY through the
Michigan Relay Service by calling 711.

+ 0000

2023 49 02 27 8